Libre Tax Logo

Loading Experience

2025 Filing Season Updated for Tax Year 2025

Refund Access
Accelerated.

Don't let the IRS timeline dictate your financial plans. Explore Easy Advance loans up to $6,000. Approved funds available within 24 hours of acceptance.

No Upfront Fees
Secure E-File
Local Support
Financial Success

Deposit Received

$6,000.00

Bank Security

Encrypted & Verified

Professional Solutions

Our Services

Personal Tax Filing

Comprehensive Form 1040 preparation including all states. We maximize standard and itemized deductions to ensure you get the refund you deserve.

  • Earned Income Credit
  • Child Tax Credit
  • State Filing Included

Small Business (Sch C)

Expert handling of self-employment income, gig economy work (Uber/Doordash), and sole proprietorships. We help navigate expense categorization.

  • Schedule C Prep
  • Asset Depreciation
  • 1099-NEC Analysis

Refund Transfers

Pay $0 upfront. Our Refund Transfer service allows you to pay for tax preparation fees directly from your federal or state refund proceeds.

  • No Out-of-Pocket Fees
  • Direct Deposit/Check
  • Secure Transaction

ITIN Assistance

We assist with W-7 applications for individuals who are not eligible for a Social Security Number but need to file taxes.

  • New Applications
  • Renewals
  • Passport Verification

Bookkeeping

Keep your business finances organized year-round. We offer monthly and quarterly bookkeeping to ensure tax season is a breeze.

  • P&L Statements
  • Expense Tracking
  • Bank Reconciliation

Audit Assistance

Received a letter from the IRS? Don't panic. We help review IRS correspondence and guide you through the resolution process.

  • Letter Review
  • Amended Returns
  • Guidance & Advice
Republic Bank Partnership
Republic Bank Partnership

The Easy Advance Loan

A loan secured by your tax refund. Available in amounts of $500, $800, $1,300, $2,500, $3,000, $4,750, or $6,000.

Speed

Funds are typically available within 24 hours of IRS acceptance of your e-filed return. No waiting weeks for a check in the mail.

  • Same-day card issuance
  • Direct Deposit available

Convenience

Zero upfront cost. All tax preparation fees and bank product fees are deducted directly from your refund proceeds.

  • No cash needed today
  • Transparent pricing

High Approval

Designed for hardworking taxpayers. Approval is based on your tax refund size, not your credit score.

  • No hard credit check
  • Easy application

Compare Your Options

Feature Easy Advance / Bank Product Standard IRS Filing
Funding Speed Within 24 Hours* Up to 21 Days
Upfront Prep Fees $0 (Deducted from Refund) Full Payment Required
Disbursement Method Check, Direct Deposit, or Card Check or Direct Deposit
Audit Assistance Included Support Included Support

*24 hours after IRS acceptance. Subject to bank approval.


Do I Qualify?

Are you expecting a Federal Tax Refund of at least $500?

Advance Estimator

$1,000 $3,000 $10k+
Potential Advance: $1,300
Est. Refund After Advance: $1,700 - Fees

*This is an estimate for illustration only. Actual loan amounts are determined by the bank based on underwriting criteria.

How It Works: Step-by-Step

Transparent, secure, and fast.

Gather Documents & Visit

Bring your W-2s, 1099s, and ID to our Cerritos office. We scan and digitize everything securely.

1
2

Prepare & Review

Our experts prepare your return to maximize your refund. We present the total estimated refund amount.

Select "Easy Advance"

Choose the Bank Product option. Review the fee disclosure and sign the bank application electronically.

3
4

Receive Funds

Once the IRS accepts the return (usually within 24-48 hours), the bank releases your loan funds via check, card, or direct deposit.

Knowledge Hub

Ready to File?

Secure your spot. Early filing maximizes your chances of early funding. Appointments fill up fast in January and February.